/* Foster City Insurance: the 1960s sand-fill that raised the town from Brewer Island bay mud, set as a Studio Dumbar module system.
   Pontoon pipeline bars across bay water, survey-stake flagging in orange, pink, yellow, teal, green and azure; overlaps multiply. */
@font-face { font-family: "Rethink Sans"; font-weight: 700; font-style: normal; font-display: swap; src: url(/fonts/rethink-sans-700.woff2) format("woff2"); }
@font-face { font-family: "Rethink Sans"; font-weight: 800; font-style: normal; font-display: swap; src: url(/fonts/rethink-sans-800.woff2) format("woff2"); }
@font-face { font-family: "Albert Sans"; font-weight: 400; font-style: normal; font-display: swap; src: url(/fonts/albert-sans-400.woff2) format("woff2"); }
@font-face { font-family: "Albert Sans"; font-weight: 700; font-style: normal; font-display: swap; src: url(/fonts/albert-sans-700.woff2) format("woff2"); }

:root {
  color-scheme: light;
  --ink: #14212b;
  --steel: #5d7482;
  --muted: #34454f;
  --line: #14212b;
  --sand: #e3dcc8;
  --sand-hi: #efeadb;
  --paper: #fffdf8;
  --bay: #1d5d77;
  --orange: #ff6a2b;
  --pink: #ff6fa5;
  --yellow: #ffd21a;
  --teal: #3fc6d6;
  --green: #6fd06a;
  --azure: #7db3ff;
  --accent: #ff6a2b;
  --accent-dark: #14212b;
  --link: #a82f06;
  --ease: cubic-bezier(.2, .8, .2, 1);
  --display: "Rethink Sans", "Helvetica Neue", Arial, sans-serif;
  --text: "Albert Sans", "Helvetica Neue", Arial, sans-serif;
  --module: 48px;
}

* { box-sizing: border-box; }
[hidden] { display: none !important; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--sand); font: 400 1.0625rem/1.6 var(--text); overflow-x: clip; }
::selection { background: var(--yellow); color: var(--ink); }
a { color: inherit; text-decoration-thickness: 2px; text-underline-offset: .2em; }
button, input, select, textarea { font: inherit; }
:focus-visible { outline: 3px solid var(--ink); outline-offset: 3px; box-shadow: 0 0 0 6px var(--yellow); }
h1, h2, h3, h4 { margin: 0; font-family: var(--display); font-weight: 800; }

/* ---------- masthead: a steel pipe band with flanged joints ---------- */
.site-header { position: relative; border: 0; background: var(--ink); color: #fff; }
.site-header::after { content: ""; display: block; height: 14px; background:
  repeating-linear-gradient(90deg, var(--orange) 0 14px, transparent 14px 130px) 0 0 / 130px 14px,
  var(--steel); }
.header-inner { width: min(100% - 40px, 1200px); max-width: none; margin: auto; padding: 10px 0; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 6px 24px; }
.brand { display: inline-flex; align-items: center; gap: 14px; min-height: 48px; color: #fff; text-decoration: none; font-family: var(--text); font-size: 1rem; line-height: 1.2; }
.brand strong { display: block; font-family: var(--display); font-size: 1.25rem; font-weight: 800; letter-spacing: -.01em; }
.brand-mark { display: grid; place-items: center; flex: none; width: 48px; height: 48px; border: 0; border-radius: 0; background: var(--orange); color: var(--ink); font-family: var(--display); font-size: 1.6rem; font-weight: 800; box-shadow: 8px 8px 0 var(--yellow); margin-right: 8px; }
.header-link { display: inline-flex; align-items: center; min-height: 48px; border: 0; padding: 0; background: transparent; color: #fff; white-space: nowrap; font-weight: 700; text-decoration: underline; text-decoration-color: var(--yellow); text-underline-offset: 6px; cursor: pointer; }
.header-link span { color: var(--yellow); }
.header-link:hover { color: var(--yellow); }
.site-header :focus-visible { outline-color: #fff; box-shadow: 0 0 0 6px var(--orange); }

/* ---------- the reach: pipeline over the bay ---------- */
.reach { position: relative; line-height: 0; background: var(--bay); overflow: hidden; }
.reach-art { display: block; width: 100%; height: clamp(170px, 20vw, 270px); }
.plat { line-height: 0; background: var(--sand); overflow: hidden; }
.plat-art { display: block; width: 100%; height: clamp(90px, 10vw, 150px); }

/* ---------- home: title block and the six lots ---------- */
.minimal-shell { width: min(100% - 40px, 1200px); min-height: 0; margin: 0 auto; padding: 0 0 56px; display: flex; flex-direction: column; position: relative; }
.reach + .minimal-shell { margin-top: calc(-1 * clamp(36px, 5vw, 70px)); }
.minimal-shell h1 { align-self: flex-start; max-width: 100%; margin: 0 0 44px; padding: clamp(18px, 2.6vw, 34px) clamp(20px, 3vw, 44px) clamp(20px, 2.8vw, 36px); background: var(--orange); color: var(--ink); font-size: clamp(2.6rem, 7.4vw, 6.4rem); line-height: .96; letter-spacing: -.035em; box-shadow: clamp(8px, 1.2vw, 16px) clamp(8px, 1.2vw, 16px) 0 var(--ink); }
.choice-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 22px; counter-reset: lot; }
.choice-grid a { position: relative; isolation: isolate; min-height: 150px; padding: 34px 24px 22px; display: flex; align-items: flex-end; border: 3px solid var(--ink); border-radius: 0; background: var(--paper); color: var(--ink); font-family: var(--display); font-size: clamp(1.3rem, 2.1vw, 1.7rem); font-weight: 800; line-height: 1.12; letter-spacing: -.015em; text-decoration: none; transition: transform .22s var(--ease), box-shadow .22s var(--ease); }
.choice-grid a::before { content: ""; position: absolute; z-index: -1; left: -3px; top: -3px; width: 46%; height: 18px; background: var(--orange); transition: width .26s var(--ease), height .26s var(--ease); }
.choice-grid a::after { content: ""; position: absolute; z-index: -1; right: 18px; top: -3px; width: 12px; height: 40px; background: var(--ink); }
.choice-grid a:nth-child(2)::before { background: var(--pink); }
.choice-grid a:nth-child(3)::before { background: var(--yellow); }
.choice-grid a:nth-child(4)::before { background: var(--teal); }
.choice-grid a:nth-child(5)::before { background: var(--green); }
.choice-grid a:nth-child(6)::before { background: var(--azure); }
.choice-grid a:hover { transform: translate(-4px, -4px); box-shadow: 8px 8px 0 var(--ink); }
.choice-grid a:hover::before { width: calc(100% + 6px); height: calc(100% + 6px); }
.choice-grid a:focus-visible::before { width: calc(100% + 6px); height: calc(100% + 6px); }
.agency-line { margin: 34px 0 0; padding: 0; color: var(--ink); font-size: 1rem; font-weight: 700; }
.agency-line a { display: inline-flex; align-items: center; min-height: 44px; font-weight: 700; }

/* ---------- local board ---------- */
.local-board { position: relative; border: 0; background: var(--sand-hi); color: var(--ink); }
.local-board::before { content: ""; display: block; height: 14px; background:
  repeating-linear-gradient(90deg, var(--ink) 0 14px, transparent 14px 130px) 0 0 / 130px 14px,
  var(--steel); }
.local-wrap { max-width: 1200px; margin: auto; padding: 72px 20px 96px; }
@media (min-width: 700px) { .local-wrap { padding-left: 32px; padding-right: 32px; } }
.local-intro { display: flex; align-items: flex-end; justify-content: space-between; gap: 30px; padding: 0 0 34px; border-bottom: 6px solid var(--ink); }
.local-kicker, .local-card-kicker, .local-section-heading > span, .local-small-label { color: var(--muted); font-family: var(--text); font-size: .8125rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; }
.local-kicker { margin: 0 0 14px; }
.local-kicker span { padding: 0 6px; color: var(--link); }
.local-intro h2 { margin: 0; font-size: clamp(2.6rem, 6.4vw, 5.2rem); line-height: .96; letter-spacing: -.035em; }
.local-intro > div > p:last-child { max-width: 540px; margin: 18px 0 0; color: var(--muted); font-size: 1.0625rem; }
.local-generated { flex: none; margin: 0 0 3px; color: var(--muted); font-size: .875rem; font-weight: 700; }
.local-section-heading { position: relative; display: flex; justify-content: space-between; align-items: flex-end; gap: 20px; margin: 68px 0 22px; padding-top: 22px; border-top: 3px solid var(--ink); }
.local-section-heading::before { content: ""; position: absolute; left: 0; top: -3px; width: 132px; height: 14px; background: var(--orange); }
.local-section-heading:has(+ #local-safety)::before { background: var(--pink); }
.local-section-heading:has(+ #local-news)::before { background: var(--teal); }
.local-section-heading:has(+ #local-town)::before { background: var(--green); }
.local-section-heading:has(+ #local-practical)::before { background: var(--azure); }
.local-section-heading:has(+ .local-grid:not([id]))::before { background: var(--yellow); }
.local-section-heading h3 { margin: 0; font-size: clamp(1.9rem, 3.6vw, 2.9rem); line-height: 1.04; letter-spacing: -.025em; }
.local-section-heading > span { text-align: right; }
.local-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 22px; }
.local-card { min-width: 0; padding: 26px 28px 28px; border: 3px solid var(--ink); border-top-width: 16px; border-radius: 0; background: var(--paper); box-shadow: none; }
.local-grid > .local-card:nth-child(6n+1) { border-top-color: var(--orange); }
.local-grid > .local-card:nth-child(6n+2) { border-top-color: var(--pink); }
.local-grid > .local-card:nth-child(6n+3) { border-top-color: var(--yellow); }
.local-grid > .local-card:nth-child(6n+4) { border-top-color: var(--teal); }
.local-grid > .local-card:nth-child(6n+5) { border-top-color: var(--green); }
.local-grid > .local-card:nth-child(6n+6) { border-top-color: var(--azure); }
.local-card h4 { margin: 6px 0 20px; font-size: clamp(1.6rem, 2.8vw, 2.1rem); line-height: 1.08; letter-spacing: -.02em; }
.local-card-kicker { margin: 0; }
.local-card .local-copy { margin: 10px 0; color: var(--ink); }
.local-card .local-subtle, .local-subtle { display: block; color: var(--muted); font-size: .9375rem; }
.local-source { margin: 24px 0 0; padding-top: 14px; border-top: 3px solid var(--ink); color: var(--muted); font-size: .875rem; font-weight: 700; }
.local-link { display: inline-flex; align-items: center; min-height: 44px; margin-top: 6px; color: var(--link); font-size: 1rem; font-weight: 700; text-underline-offset: 4px; }
.local-link:hover { color: var(--ink); background: var(--yellow); }
.local-wide { grid-column: 1 / -1; }
.local-weather-lead { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; align-items: end; padding: 10px 0 26px; border-bottom: 3px solid var(--ink); }
.local-weather-lead > div:first-child { display: flex; align-items: baseline; flex-wrap: wrap; gap: 8px 22px; }
.local-big-temp { font: 800 clamp(5rem, 12vw, 8.5rem)/.82 var(--display); letter-spacing: -.06em; }
.local-weather-condition { max-width: 200px; color: var(--ink); font-size: 1.1875rem; font-weight: 700; }
.local-weather-note { padding-bottom: 6px; display: flex; flex-direction: column; gap: 4px; color: var(--muted); font-size: 1rem; }
.local-weather-note strong { color: var(--ink); font-size: 1.1875rem; }
.local-day-strip, .local-hour-strip { display: flex; overflow-x: auto; scrollbar-width: thin; }
.local-day-strip { gap: 0; padding: 20px 0; border-bottom: 3px solid var(--ink); }
.local-day { flex: 0 0 150px; padding: 0 14px; border-left: 3px solid var(--ink); display: flex; flex-direction: column; gap: 4px; font-size: .9375rem; color: var(--muted); line-height: 1.3; }
.local-day:first-child { border-left: 0; }
.local-day strong { color: var(--ink); font-size: 1rem; }
.local-day-temp { color: var(--link); font-family: var(--display); font-size: 1.5rem; font-weight: 800; }
.local-small-label { margin: 22px 0 12px; }
.local-hour-strip { gap: 8px; padding-bottom: 6px; }
.local-hour { flex: 0 0 96px; padding: 10px 10px 12px; border: 3px solid var(--ink); border-radius: 0; background: var(--sand-hi); display: flex; flex-direction: column; gap: 3px; font-size: .875rem; color: var(--muted); }
.local-hour strong { color: var(--ink); font-family: var(--display); font-size: 1.5rem; font-weight: 800; }
.local-big-number { margin: 14px 0 8px; color: var(--ink); font: 800 5.4rem/.9 var(--display); letter-spacing: -.05em; }
.local-radar { margin: 18px 0 0; overflow: hidden; border: 3px solid var(--ink); border-bottom-width: 12px; border-radius: 0; background: var(--bay); }
.local-radar img { display: block; width: 100%; height: auto; }
.local-radar figcaption { padding: 7px 10px; background: var(--paper); color: var(--muted); font-size: .8125rem; font-weight: 700; }
.local-alert, .local-advisory { display: flex; gap: 18px; padding: 22px 26px; margin-top: 22px; border: 3px solid var(--ink); border-left-width: 18px; border-radius: 0; background: #ffd9c7; color: var(--ink); }
.local-alert { border-left-color: var(--orange); }
.local-alert-icon { flex: none; display: grid; place-items: center; width: 44px; height: 44px; border-radius: 0; background: var(--ink); color: #fff; font-family: var(--display); font-weight: 800; }
.local-alert h3, .local-advisory h3 { margin: 6px 0 8px; font-size: 1.3rem; line-height: 1.3; }
.local-alert p, .local-advisory p { margin-bottom: 0; }
.local-advisory { align-items: center; border-left-color: var(--yellow); background: #fff1a8; }
.local-advisory-mark { flex: none; color: var(--ink); font-size: 2.4rem; line-height: 1; }
.local-advisory h3 { font-size: clamp(1.3rem, 2.5vw, 1.8rem); line-height: 1.15; }
.local-advisory-alert { border-left-color: var(--orange); background: #ffd9c7; }
.local-row { padding: 12px 0; border-bottom: 3px solid var(--sand); }
.local-row:first-of-type { padding-top: 0; }
.local-row:last-of-type { border-bottom: 0; }
.local-row-title { display: inline-block; min-height: 24px; color: var(--link); font-size: 1.0625rem; font-weight: 700; line-height: 1.35; text-decoration-color: currentColor; text-underline-offset: 4px; }
.local-row-title:hover { color: var(--ink); background: var(--yellow); }
.local-row-detail { display: block; margin-top: 4px; color: var(--muted); font-size: .9375rem; }
.local-news-list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); column-gap: 32px; }
.local-market-name { display: block; font-size: 1.0625rem; }
.local-lottery { padding: 12px 0; border-bottom: 3px solid var(--sand); display: flex; flex-direction: column; gap: 4px; }
.local-lottery strong { font-family: var(--display); font-size: 1.4rem; letter-spacing: .02em; }

/* ---------- quote and question pages ---------- */
.page-shell { max-width: 1200px; margin: auto; padding: 64px 20px 92px; }
@media (min-width: 700px) { .page-shell { padding-left: 32px; padding-right: 32px; } }
.intro { display: flex; flex-direction: column; }
.intro h1 { order: 1; }
.intro-copy { order: 3; }
.eyebrow { order: 2; margin: 18px 0 0; padding-left: 56px; position: relative; color: var(--ink); font-family: var(--text); font-size: 1.0625rem; font-weight: 700; letter-spacing: 0; }
.eyebrow::before { content: ""; position: absolute; left: 0; top: 50%; width: 44px; height: 12px; margin-top: -6px; background: var(--orange); }
.intro h1 { margin: 0; font-size: clamp(2.8rem, 7vw, 5.6rem); line-height: .96; letter-spacing: -.035em; }
.intro-copy { margin: 22px 0 0; color: var(--muted); font-size: clamp(1.0625rem, 2vw, 1.3rem); max-width: 680px; }

.options { margin-top: 55px; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 22px; }
.option { min-width: 0; min-height: 247px; padding: 26px; display: flex; flex-direction: column; align-items: flex-start; border: 3px solid var(--ink); border-top-width: 16px; background: var(--paper); }
.option h2 { margin: 18px 0 8px; font-size: clamp(1.5rem, 2.7vw, 1.9rem); line-height: 1.08; }
.option p { margin: 0; color: var(--muted); font-size: 1rem; max-width: 30ch; }
.option .option-action { margin-top: auto; padding: 12px 15px; min-height: 48px; width: 100%; display: inline-flex; align-items: center; justify-content: space-between; gap: 10px; border: 0; border-radius: 0; color: #fff; background: var(--ink); font-weight: 700; font-size: 1rem; line-height: 1.25; text-decoration: none; text-align: left; cursor: pointer; }
.option-action:hover { background: var(--orange); color: var(--ink); }
.option-action span { font-size: 1.2rem; line-height: 1; }
.option .option-note { margin-top: 8px; font-size: .875rem; color: var(--muted); }

.question-section { scroll-margin-top: 25px; margin-top: 56px; padding: 44px; border: 3px solid var(--ink); border-top-width: 16px; border-top-color: var(--pink); background: var(--paper); }
.question-heading h2 { margin: 0; font-size: clamp(1.9rem, 4vw, 2.8rem); line-height: 1.05; }
.question-heading > p:last-child { margin: 12px 0 0; color: var(--muted); }
.question-form { margin-top: 12px; }
.form-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 22px 20px; }
.form-grid label { display: flex; flex-direction: column; gap: 8px; font-weight: 700; font-size: 1rem; }
.form-grid input, .form-grid select, .form-grid textarea { width: 100%; min-width: 0; border: 3px solid var(--ink); border-radius: 0; padding: 12px 14px; color: var(--ink); background: #fff; font-weight: 400; font-size: 1.0625rem; }
.form-grid input:focus, .form-grid select:focus, .form-grid textarea:focus { background: #fff8d6; }
.form-grid input, .form-grid select { min-height: 52px; }
.form-grid textarea { min-height: 140px; resize: vertical; }
.form-grid .message-field { grid-column: 1 / -1; }
.form-grid .checkbox-row, .quote-form > fieldset > .checkbox-row { display: flex; flex-direction: row; align-items: flex-start; gap: 12px; font-weight: 400; }
.form-grid .checkbox-row { grid-column: 1 / -1; }
.form-grid .checkbox-row input, .quote-form > fieldset > .checkbox-row input { width: 26px; min-width: 26px; height: 26px; min-height: 26px; margin: 0; accent-color: var(--ink); }
.quote-form > fieldset > .checkbox-row { margin-top: 22px; }
.honeypot { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.form-bottom { margin-top: 26px; }
.form-bottom button { min-height: 56px; display: inline-flex; align-items: center; gap: 14px; border: 0; border-bottom: 8px solid var(--orange); border-radius: 0; padding: 12px 22px 8px; color: #fff; background: var(--ink); font-family: var(--display); font-size: 1.125rem; font-weight: 800; cursor: pointer; transition: border-color .2s, background .2s, color .2s; }
.form-bottom button:hover { background: var(--orange); border-bottom-color: var(--ink); color: var(--ink); }
.submit-note { max-width: 620px; margin: 18px 0 0; color: var(--muted); font-size: .9375rem; }
.form-status { min-height: 24px; margin: 12px 0 0; color: var(--ink); font-weight: 700; font-size: 1rem; }

.product-switch { display: flex; flex-wrap: wrap; gap: 10px; margin: 38px 0 22px; }
.product-switch a { display: inline-flex; align-items: center; min-height: 48px; border: 3px solid var(--ink); border-radius: 0; padding: 8px 20px; background: var(--paper); color: var(--ink); font-family: var(--display); font-weight: 800; text-decoration: none; }
.product-switch a:hover { background: var(--yellow); }
.product-switch a[aria-current="page"] { border-color: var(--ink); color: #fff; background: var(--ink); box-shadow: 8px 8px 0 var(--orange); }
.product-switch a[aria-current="page"]:hover { color: var(--ink); background: var(--yellow); }
.quote-form fieldset { min-width: 0; margin: 22px 0; padding: 30px; border: 3px solid var(--ink); border-radius: 0; background: var(--paper); }
.quote-form legend { padding: 4px 16px; background: var(--yellow); color: var(--ink); font-family: var(--display); font-size: 1.3rem; font-weight: 800; letter-spacing: -.01em; }
.quote-form fieldset:nth-of-type(2) legend { background: var(--pink); }
.quote-form fieldset:nth-of-type(3) legend { background: var(--teal); }
.quote-form fieldset:nth-of-type(4) legend { background: var(--green); }
.quote-form fieldset:nth-of-type(5) legend { background: var(--azure); }
.quote-form .form-grid { margin-top: 8px; }
.quote-submit { margin: 22px 0 55px; max-width: 720px; }
.quote-submit button, .quote-results button { min-height: 56px; border: 0; border-bottom: 8px solid var(--orange); border-radius: 0; padding: 12px 22px 8px; color: #fff; background: var(--ink); font-family: var(--display); font-size: 1.125rem; font-weight: 800; cursor: pointer; transition: border-color .2s, background .2s, color .2s; }
.quote-submit button:hover, .quote-results button:hover:not(:disabled) { background: var(--orange); border-bottom-color: var(--ink); color: var(--ink); }
.quote-submit button:disabled, .quote-results button:disabled { cursor: wait; opacity: .65; }
#quote-status { color: var(--ink); font-weight: 700; }
.quote-results { margin: 30px 0 70px; padding: 28px; border: 3px solid var(--ink); border-top-width: 16px; border-top-color: var(--green); background: var(--paper); }
.quote-results h2 { margin: 0 0 16px; font-size: clamp(1.8rem, 3.6vw, 2.6rem); }
.quote-results article { border-top: 3px solid var(--ink); padding: 20px 0; }
.quote-results article h3 { margin: 0 0 5px; font-size: 1.4rem; }
.quote-results article p { margin: 4px 0 14px; }

.site-footer { position: relative; max-width: none; margin: 0; padding: 40px max(20px, calc((100% - 1200px) / 2 + 32px)) 40px; display: flex; align-items: baseline; flex-wrap: wrap; gap: 8px 26px; border: 0; background: var(--ink); color: #fff; font-size: .9375rem; }
.site-footer::before { content: ""; position: absolute; left: 0; right: 0; top: 0; height: 14px; background:
  repeating-linear-gradient(90deg, var(--orange) 0 14px, transparent 14px 130px) 0 0 / 130px 14px,
  var(--steel); }
.site-footer p { margin: 0; }
.site-footer > p:first-child { color: #fff; font-weight: 700; }
.site-footer a { display: inline-flex; align-items: center; min-height: 44px; color: #fff; text-underline-offset: 4px; text-decoration-color: var(--yellow); }
.site-footer a:hover { color: var(--yellow); }
.site-footer :focus-visible { outline-color: #fff; box-shadow: 0 0 0 6px var(--orange); }
.site-footer .footer-note { flex-basis: 100%; }

@media (max-width: 850px) {
  .options { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .choice-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .local-intro { align-items: flex-start; flex-direction: column; }
}

@media (max-width: 590px) {
  .header-inner { padding: 8px 0; gap: 0 16px; }
  .brand { font-size: .875rem; gap: 10px; }
  .brand strong { font-size: 1.0625rem; }
  .brand-mark { width: 44px; height: 44px; font-size: 1.4rem; box-shadow: 6px 6px 0 var(--yellow); }
  .header-link { margin-left: auto; font-size: .875rem; white-space: normal; text-align: right; }
  .minimal-shell h1 { margin-bottom: 32px; }
  .choice-grid { grid-template-columns: 1fr; gap: 16px; }
  .choice-grid a { min-height: 96px; padding: 30px 20px 18px; }
  .page-shell { padding-top: 44px; padding-bottom: 65px; }
  .options { margin-top: 37px; grid-template-columns: 1fr; gap: 16px; }
  .option { min-height: 0; padding: 22px; }
  .question-section { margin-top: 40px; padding: 26px 18px; }
  .form-grid { grid-template-columns: 1fr; gap: 18px; }
  .quote-form fieldset { padding: 22px 16px; }
  .site-footer { padding-top: 36px; }
  .local-wrap { padding-top: 52px; padding-bottom: 72px; }
  .local-section-heading { margin-top: 50px; align-items: flex-start; flex-direction: column; gap: 8px; }
  .local-section-heading > span { text-align: left; }
  .local-grid, .local-weather-lead, .local-news-list { grid-template-columns: 1fr; }
  .local-card { padding: 22px 18px 24px; }
  .local-weather-lead { gap: 14px; }
  .local-alert, .local-advisory { padding: 20px 16px; gap: 12px; border-left-width: 12px; }
  .local-day { flex-basis: 130px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .choice-grid a, .choice-grid a::before, .form-bottom button, .quote-submit button, .quote-results button { transition: none; }
  .choice-grid a:hover { transform: none; }
}